Small business owner's guide to funding.

Straight-talk articles on funding, cash flow, and growing your business — no jargon, no fluff.

Loot o Fundbox: ¿cuál es la mejor opción para tu empresa?
LATEST

3 de julio de 2026

Loot o Fundbox: ¿cuál es la mejor opción para tu empresa?

Tanto Loot como Fundbox son líneas de crédito para empresas, pero no están pensadas para el mismo tipo de negocio. A continuación te mostramos una comparación entre ambas en cuanto a coste, requisitos y rapidez.

Read More
Cómo gestionar los déficits de flujo de caja en temporada baja

3 de julio de 2026

Cómo gestionar los déficits de flujo de caja en temporada baja

Every business has a slow season, and it doesn't have to put your business at risk, whether you're bracing for one or already in the middle of it. A couple of habits make the biggest difference: building a reserve and getting paid faster. This guide walks through those and a few more, so you have a clear next step no matter where you are right now.

¿Qué es una línea de crédito? Cómo funciona para las pequeñas empresas

3 de julio de 2026

¿Qué es una línea de crédito? Cómo funciona para las pequeñas empresas

A business line of credit is a revolving credit limit you can draw from whenever your business needs cash. You repay only what you've drawn, and your available credit refills as you pay it down, so it's ready again the next time you need it, whether that's next week or next quarter. Use it to fund a big opportunity today and still have it there to cover payroll two months later.

Line of Credit vs. Loan: Which One Actually Costs Less?

July 2, 2026

Line of Credit vs. Loan: Which One Actually Costs Less?

Your best customer just placed the biggest order of the year, and you need cash to cover materials before the invoice pays out. Do you take a loan, or draw from a line of credit?

Line of Credit vs. Credit Card: What's the Real Difference?

June 24, 2026

Line of Credit vs. Credit Card: What's the Real Difference?

A business credit card is built for everyday purchases at checkout, plus rewards and a short interest-free window if you pay the balance in full. A business line of credit is built for bigger cash-flow needs, like covering payroll or restocking inventory, and puts real cash straight into your bank account instead of just spending power at checkout. The core difference: a card floats short-term purchases with a grace period, while a line of credit hands you actual cash, and interest starts the moment you draw it.

How to Read Your Business Cash Flow (Without an Accountant)

May 10, 2026

How to Read Your Business Cash Flow (Without an Accountant)

Understanding your numbers doesn't have to be complicated. Here's how to read your business cash flow without an accountant on call, in plain English, so you know where your money is going and what it's telling you.